@font-face{font-family:Montserrat;src:url('./montserrat.woff2') format('woff2');font-style:normal;font-weight:100 900;font-display:swap}
:root{--blue:#003753;--red:#b43b3f;--muted:#526875;--line:#dbe3e7;--off:#f7f7f7;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--blue);background:white;font:16px/1.75 Montserrat,'Segoe UI',Arial,sans-serif}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.14;letter-spacing:-.035em}h1{font-size:clamp(2.5rem,4.65vw,4.4rem);font-weight:650}h2{font-size:clamp(2rem,3.4vw,3.25rem);font-weight:600}h3{font-size:1.45rem;font-weight:600}p+p{margin-top:1rem}a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer}img{display:block;max-width:100%;height:auto}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--red);outline-offset:5px}a:hover{color:var(--red)}.wrap{width:min(1320px,calc(100% - 80px));margin:auto}.eyebrow{font-size:.8rem;font-weight:750;letter-spacing:.16em;text-transform:uppercase;color:var(--red);margin-bottom:22px}.muted{color:var(--muted)}.skip{position:absolute;top:-90px;background:white;padding:15px;z-index:99}.skip:focus{top:0}.topline{background:var(--blue);color:white;font-size:.8rem}.topline .wrap{display:flex;justify-content:space-between;padding:8px 0}.topline a:hover{color:white;text-decoration:underline}.header{background:#fffffff7;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:25px;min-height:100px}.logo{width:155px;flex-shrink:0}.nav{display:flex;align-items:center;gap:25px;font-size:.85rem;font-weight:600}.nav a[aria-current=page]{color:var(--red)}.menu{display:none;background:white;border:1px solid var(--line);padding:10px 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center}.photo-label{position:absolute;bottom:14px;right:14px;background:#ffffffed;padding:5px 9px;font-size:.75rem;color:var(--blue)}.photo-foot{display:flex;justify-content:space-between;border-top:4px solid var(--red);padding:19px 0 0;gap:12px;font-size:.8rem;font-weight:600}.region{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px 0}.region .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.85rem}.section{padding:90px 0}.off{background:var(--off)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:35px;margin-bottom:42px}.section-head>div{max-width:760px}.section-head>p{color:var(--muted);max-width:380px}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line)}.service{padding:32px 30px 32px 0;border-bottom:1px solid var(--line)}.service+.service{padding-left:30px;border-left:1px solid var(--line)}.number{display:block;color:var(--red);font-size:.85rem;font-weight:700;margin-bottom:45px}.service h3{margin-bottom:18px}.service p{color:var(--muted);margin-bottom:26px}.split{display:grid;grid-template-columns:1fr 1fr;gap:85px;align-items:center}.split>img{width:100%;max-height:580px;object-fit:cover}.split p:not(.eyebrow){color:var(--muted);margin-top:22px}.steps{margin-top:30px;border-top:1px solid var(--line)}.step{display:grid;grid-template-columns:35px 1fr;gap:20px;border-bottom:1px solid var(--line);padding:20px 0}.step>span{color:var(--red);font-size:.8rem;font-weight:700}.step strong{display:block}.step p{font-size:.9rem;margin-top:4px!important}.invest{background:var(--blue);color:white}.invest .eyebrow{color:#fff}.invest p{color:#d9e4e9;margin-top:23px}.invest .split{grid-template-columns:1.25fr .75fr;gap:65px}.invest-list{border-top:1px solid #ffffff50}.invest-list li{list-style:none;padding:18px 0;border-bottom:1px solid #ffffff50}.invest-list{padding:0}.journal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.post{display:flex;flex-direction:column;min-width:0}.post img{width:100%;height:225px;object-fit:cover;margin-bottom:25px}.post .meta{font-size:.75rem;letter-spacing:.09em;text-transform:uppercase;color:var(--red);font-weight:700;margin-bottom:13px}.post h3{margin-bottom:15px;line-height:1.3}.post p{color:var(--muted);font-size:.95rem;margin-bottom:22px}.post .text-link{margin-top:auto;align-self:flex-start}.post.noimage{border-top:4px solid var(--red);padding-top:25px}.cta{border-top:1px solid var(--line);padding:60px 0}.cta .wrap{display:flex;align-items:center;justify-content:space-between;gap:35px}.cta p{color:var(--muted);margin-top:12px}.footer{background:var(--off);padding:55px 0 25px}.footer-top{display:grid;grid-template-columns:1fr 1fr 1fr;gap:55px;padding-bottom:45px}.footer .logo{margin-bottom:24px}.footer p,.footer a:not(.logo){font-size:.85rem}.footer strong{display:block;margin-bottom:14px}.footer ul{list-style:none;margin:0;padding:0}.footer li{margin:9px 0}.footer-bottom{display:flex;justify-content:space-between;gap:22px;padding-top:22px;border-top:1px solid var(--line);font-size:.75rem;color:var(--muted)}.page-head{padding:65px 0 55px;max-width:1000px}.page-head h1{font-size:clamp(2.4rem,5vw,4.4rem)}.page-head .intro{color:var(--muted);font-size:1.1rem;margin-top:25px;max-width:850px}.breadcrumbs{font-size:.8rem;color:var(--muted);margin-bottom:35px}.embed{border:1px solid var(--line);background:var(--off);padding:45px}.embed h2{font-size:1.8rem;margin-bottom:20px}.embed p{max-width:760px;color:var(--muted)}.embed iframe{border:0;width:100%;height:1100px;background:white;margin-top:30px}.embed .direct{display:block;margin-top:18px;font-size:.9rem;text-decoration:underline}.embed .status{font-size:.9rem;margin-top:20px}.embed .button{margin-top:24px}.article-layout{display:grid;grid-template-columns:minmax(0,780px) 280px;gap:80px;align-items:start}.article-body{font-size:1.05rem;color:#284657}.article-body h2{font-size:1.75rem;color:var(--blue);margin:42px 0 20px}.article-body h2:first-child{margin-top:0}.article-body ul,.article-body ol{padding-left:24px}.article-body li{margin:12px 0}.article-body a{color:var(--red);text-decoration:underline}.article-body .takeaway{border-left:4px solid var(--red);background:var(--off);padding:25px;margin:35px 0}.article-aside{border-top:4px solid var(--red);background:var(--off);padding:28px;position:sticky;top:130px}.article-aside h3{margin-bottom:18px}.article-aside p{font-size:.9rem;color:var(--muted)}.article-aside .button{margin-top:25px}.article-meta{font-size:.85rem;color:var(--muted);margin-top:22px}.full-image{width:100%;height:370px;object-fit:cover;margin-bottom:50px}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px}.contact-block{padding:36px;background:var(--off);border-top:4px solid var(--red)}.contact-block h2{font-size:1.6rem;margin-bottom:25px}.contact-block p{margin-top:20px}.contact-block a{overflow-wrap:anywhere}.faq{margin-top:30px}.faq details{border-bottom:1px solid var(--line);padding:23px 0}.faq summary{font-weight:650;cursor:pointer}.faq p{color:var(--muted);padding-top:18px}.small{font-size:.85rem}.notice{border-left:4px solid var(--red);padding:22px 25px;background:var(--off);margin-top:30px}.four-posts{grid-template-columns:repeat(2,1fr)}.four-posts .post{margin-bottom:30px}.four-posts img{height:280px}
@media(min-width:1600px){.hero{padding-top:95px;padding-bottom:90px}}
@media(max-width:1100px){.nav{gap:15px;font-size:.8rem}.logo{width:160px}.header-inner{gap:20px}.nav .button{padding:12px}.hero{gap:35px}.hero-photo img{height:480px}.split{gap:45px}.article-layout{gap:35px;grid-template-columns:minmax(0,1fr) 250px}}
@media(max-width:900px){.menu{display:block}.nav{display:none;position:absolute;top:100%;left:0;right:0;padding:25px 40px;background:white;box-shadow:0 10px 15px #00375315;flex-direction:column;align-items:stretch;font-size:1rem}.nav.open{display:flex}.header-inner{min-height:80px}.hero{grid-template-columns:1fr;gap:40px}.hero h1{max-width:720px}.hero-photo img{height:390px;object-position:center 58%}.service-grid{grid-template-columns:1fr}.service+.service{padding-left:0;border-left:0}.number{margin-bottom:22px}.service{padding:25px 0}.split,.invest .split{grid-template-columns:1fr}.split>img{max-height:470px}.journal-grid{grid-template-columns:1fr 1fr}.journal-grid>.post:last-child{grid-column:1/-1;max-width:620px}.four-posts>.post:last-child{grid-column:auto}.section-head{display:block}.section-head>p{margin-top:24px;max-width:680px}.article-layout{grid-template-columns:1fr}.article-aside{position:static}.footer-top{gap:35px;grid-template-columns:1fr 1fr}.footer-top>div:first-child{grid-column:1/-1}.cta .wrap{align-items:flex-start;flex-direction:column}.section{padding:65px 0}}
@media(max-width:580px){.wrap{width:calc(100% - 40px)}.topline .wrap>span{display:none}.topline .wrap{justify-content:center}.hero{padding:42px 0}.hero h1{font-size:2.65rem}.hero-photo img{height:310px}.hero .intro{font-size:1rem}.photo-foot{font-size:.75rem}.actions{gap:16px}.region .wrap{gap:8px 18px;font-size:.75rem}.section{padding:52px 0}.journal-grid,.four-posts,.contact-grid{grid-template-columns:1fr}.journal-grid>.post:last-child{grid-column:auto}.post img,.four-posts img{height:220px}.footer-top{grid-template-columns:1fr;gap:28px}.footer-bottom{flex-direction:column}.page-head{padding:40px 0}.page-head h1{font-size:2.5rem}.embed{padding:25px 18px}.full-image{height:240px}.contact-block{padding:26px}.section-head{margin-bottom:30px}.nav{padding:25px 20px}.invest .split{gap:30px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
[hidden]{display:none!important}
/* Investor edition: preserve full compositions rather than hard-cropping photos. */
.header .logo{width:112px;padding:10px 0}.header .logo img{width:112px;height:auto}.nav{gap:22px}.personal-hero{grid-template-columns:1.15fr 1fr;gap:60px;padding:65px 0 75px}.personal-hero h1{font-size:clamp(2.5rem,4.05vw,3.9rem);line-height:1.14}.portrait{margin:0;align-self:center}.portrait img{width:100%;height:auto;aspect-ratio:1;object-fit:contain}.portrait figcaption{border-top:4px solid var(--red);padding:18px 0;display:flex;justify-content:space-between;gap:15px;font-size:.85rem}.hero-signature{margin-top:28px!important;font-size:.82rem;color:var(--muted)}.wide-photo{position:relative}.wide-photo img,.full-image,.split>img{width:100%;height:auto;max-height:none;object-fit:contain}.full-image[src$="hansa.webp"]{max-width:720px;margin-left:auto;margin-right:auto}.photo-label{bottom:8px;right:10px;padding:2px 5px;background:#00375380;color:white;font-size:.63rem;letter-spacing:.01em;line-height:1.4}.post img,.four-posts img{height:auto;aspect-ratio:16/10;object-fit:contain;background:#eef2f4}.post img[src$="hansa.webp"]{object-fit:contain}.calculator-feature{display:grid;grid-template-columns:1.1fr 1fr;gap:85px;align-items:center}.calculator-feature p:not(.eyebrow){margin-top:24px;color:var(--muted)}.calculation{background:var(--blue);color:white;padding:42px}.calculation .eyebrow,.calculation p:not(.eyebrow){color:#dbe3e7}.calculation dl{margin:28px 0 0}.calculation dl div{display:flex;justify-content:space-between;gap:20px;padding:14px 0;border-bottom:1px solid #ffffff35}.calculation dd{margin:0;font-weight:700}.calculation .total{border-top:2px solid white;margin-top:15px;font-weight:700}.region-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.region-grid a{position:relative;background:white;border:1px solid var(--line);padding:26px 50px 26px 26px;display:flex;flex-direction:column;gap:10px;transition:border-color .2s}.region-grid a:hover{border-color:var(--red)}.region-grid strong{font-size:1.3rem}.region-grid span{font-size:.85rem;color:var(--muted)}.region-grid b{position:absolute;right:22px;top:25px;color:var(--red)}.reading{max-width:850px;margin:auto}.reading h3{margin:32px 0 16px;font-size:1.4rem}.reading h2{margin-bottom:24px}.reading .actions{margin-bottom:35px}.reading .button{color:white;text-decoration:none}.reading .text-link{color:var(--blue);text-decoration:none}.about-portrait{margin:0 0 45px;max-width:680px}.about-portrait img{width:100%;height:auto}.about-portrait figcaption{font-size:.85rem;margin-top:10px}.article-meta{margin-bottom:30px}.section-head h2{max-width:900px}.reading>p+.button{margin-top:25px}
@media(max-width:1100px){.nav{gap:14px;font-size:.76rem}.personal-hero{gap:30px}.calculator-feature{gap:40px}.calculation{padding:30px}}
@media(max-width:900px){.personal-hero,.calculator-feature{grid-template-columns:1fr}.personal-hero .portrait{max-width:640px}.personal-hero h1{font-size:clamp(2.6rem,6vw,4rem)}.nav{font-size:1rem}.region-grid{grid-template-columns:1fr 1fr}.portrait figcaption{flex-wrap:wrap}.split .wide-photo{order:2}}
@media(max-width:580px){.personal-hero{padding:38px 0 42px;gap:30px}.personal-hero h1{font-size:2.35rem}.region-grid{grid-template-columns:1fr}.calculator-feature{gap:30px}.calculation{padding:25px 20px}.calculation dt{font-size:.9rem}.topline .wrap{font-size:.72rem}.hero-signature br{display:none}.full-image{height:auto}.photo-label{font-size:.6rem}.portrait figcaption{font-size:.78rem}.reading .button{width:100%}}

/* Smaller supporting portrait, using the image selected by Lars. */
.personal-hero{grid-template-columns:minmax(0,1fr) minmax(280px,380px);gap:70px}.personal-hero .portrait{width:100%;max-width:380px;justify-self:center}.portrait figcaption{border-top-width:2px;font-size:.75rem;flex-wrap:wrap}.about-portrait{max-width:380px}.full-image.lars-portrait{max-width:380px;height:auto;aspect-ratio:1;object-fit:contain}
@media(max-width:900px){.personal-hero{grid-template-columns:1fr;gap:28px}.personal-hero .portrait{max-width:300px;justify-self:start}}
@media(max-width:580px){.personal-hero .portrait,.about-portrait,.full-image.lars-portrait{max-width:260px}.portrait figcaption{gap:4px;font-size:.72rem}.portrait figcaption span{display:block;width:100%}}

/* OWNER EDITION */
.owner-hero{background:#f6f8f9;padding:75px 0 55px}.owner-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 265px;align-items:center;gap:7vw}.owner-hero h1{font-size:clamp(3.1rem,5.4vw,5.8rem);line-height:1.03;letter-spacing:-.055em;max-width:850px}.owner-hero h1 span{color:#b43b3f}.owner-hero .intro{max-width:680px}.hero-person{margin:0;max-width:265px;background:#fff;box-shadow:0 12px 34px #00375312}.hero-person img{width:100%;height:265px;object-fit:cover;object-position:50% 35%;display:block}.hero-person figcaption{padding:12px 15px;font-size:.78rem;color:#003753}.hero-links{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:22px;font-size:.86rem}.hero-links a{font-weight:700;color:#003753}.editorial-banner{max-width:1500px;margin:36px auto 0;position:relative}.editorial-banner img{display:block;width:100%;height:clamp(260px,28vw,420px);object-fit:cover;object-position:center}.editorial-banner figcaption{position:absolute;right:12px;bottom:12px;background:#fffdf5eb;color:#375269;padding:5px 8px;font-size:.63rem;letter-spacing:.01em}.section-intro{max-width:750px}.topic-grid,.owner-topic-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.topic-grid.compact{grid-template-columns:repeat(4,minmax(0,1fr))}.topic-card{position:relative;display:flex;flex-direction:column;gap:15px;padding:27px 25px;background:#fff;border:1px solid #d7e0e5;color:#003753;text-decoration:none;min-height:205px;transition:box-shadow .2s,transform .2s}.topic-card:hover,.topic-card:focus-visible{transform:translateY(-3px);box-shadow:0 10px 28px #00375318}.topic-card span{color:#b43b3f;font-size:.7rem;font-weight:800;text-transform:uppercase;letter-spacing:.07em}.topic-card strong{font-size:1.25rem;line-height:1.23}.topic-card small{font-size:.89rem;line-height:1.5;color:#526571}.topic-card b{position:absolute;right:19px;top:22px}.quality-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.quality-grid>div{background:#fff;padding:24px 20px;border-top:3px solid #b43b3f}.quality-grid span,.steps span{color:#b43b3f;font-weight:800;font-size:.75rem}.quality-grid h3{font-size:1.12rem;line-height:1.25}.quality-grid p{font-size:.88rem}.feature-note{background:#003753;color:white;padding:36px;align-self:stretch}.feature-note span{display:block;text-transform:uppercase;font-size:.72rem;letter-spacing:.08em;color:#9fc0d0}.feature-note strong{display:block;font-size:clamp(2rem,3vw,3.3rem);line-height:1.06;margin:20px 0}.feature-note p{color:#d6e2e8}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.steps>div{border-top:2px solid #003753;padding-top:18px}.steps h3{font-size:1.12rem}.region-pills{display:flex;flex-wrap:wrap;gap:9px}.region-pills a{padding:11px 16px;border:1px solid #cbd6db;color:#003753;text-decoration:none;font-weight:700;background:white}.calc-teaser{padding:30px;background:#003753;color:#fff;min-width:260px}.calc-teaser p{border-bottom:1px solid #ffffff42;padding-bottom:8px;color:#e8f0f4}.calc-teaser strong{color:white}.personal-close{display:flex;justify-content:space-between;align-items:end;gap:25px}.personal-close>div{max-width:760px}.personal-close>p{font-weight:800;color:#003753}.personal-close>p span{font-weight:400;font-size:.85rem}.answer{font-size:1.22rem;line-height:1.6;color:#003753;font-weight:600}.keypoints{background:#edf3f5;border-left:4px solid #b43b3f;padding:20px 26px;margin:30px 0}.keypoints h2{margin-top:0;font-size:1.3rem}.keypoints li{margin:7px 0}.article-next{border-top:2px solid #003753;margin-top:40px;padding-top:22px}.article-next p{font-size:1.2rem;font-weight:700;color:#003753}.related{display:flex;flex-wrap:wrap;gap:10px;margin-top:35px}.related h2{width:100%;font-size:1.25rem}.related a{padding:10px 13px;background:#eef3f5;color:#003753}.knowledge-nav{display:flex;flex-wrap:wrap;gap:12px}.knowledge-nav a{padding:10px 16px;background:#003753;color:#fff;text-decoration:none;font-size:.85rem;font-weight:700}.contact-tracks{display:grid;grid-template-columns:1fr 1fr;gap:16px}.contact-tracks>div{background:#f2f6f8;padding:28px}.contact-tracks h2{font-size:1.45rem}.contact-tracks p{max-width:55ch}.contact-tracks .button{margin-top:15px}.editorial-banner+.section{padding-top:48px}.nav{gap:13px}.nav>a:not(.button){font-size:.84rem}.nav .button{white-space:nowrap;font-size:.8rem;padding:11px 14px}.footer-top>div:first-child p{max-width:270px}
.embed .button-secondary{background:#fff;color:#003753;border:1px solid #003753;margin-left:10px}.embed .button-secondary:hover{background:#edf3f5}.embed a.direct.button{display:inline-flex;margin:0}
@media(max-width:1100px){.quality-grid{grid-template-columns:repeat(3,1fr)}.topic-grid.compact{grid-template-columns:repeat(2,1fr)}.nav{gap:8px}}
@media(max-width:900px){.owner-hero-grid{grid-template-columns:1fr}.hero-person{max-width:190px}.hero-person img{height:190px}.topic-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.quality-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.steps{grid-template-columns:repeat(2,minmax(0,1fr))}.editorial-banner{margin:20px 15px 0}.editorial-banner img{height:280px}.contact-tracks{grid-template-columns:1fr}}
@media(max-width:580px){.owner-hero{padding:45px 0}.owner-hero h1{font-size:clamp(2.5rem,9vw,3.6rem)}.owner-hero .intro{font-size:1.02rem}.hero-person{max-width:150px}.hero-person img{height:150px}.topic-grid,.topic-grid.compact,.quality-grid,.steps{grid-template-columns:1fr}.topic-card{min-height:0}.editorial-banner img{height:220px}.personal-close{display:block}.article-next .actions{display:grid}.article-next .button{width:100%}}
/* WARM SELLER EDITION */
.header-inner{min-height:88px}.header .logo{width:116px}.nav{gap:17px}.nav>a:not(.button){font-size:.79rem}.nav .button{font-size:.79rem}
.picture-hero{position:relative;min-height:min(720px,calc(100svh - 88px));display:flex;align-items:center;background-image:linear-gradient(90deg,rgba(0,34,52,.92) 0%,rgba(0,42,63,.76) 37%,rgba(0,42,63,.26) 76%),var(--hero-image);background-size:cover;background-position:center;color:white;overflow:hidden}
.picture-hero.compact{min-height:245px}.picture-hero .hero-copy{position:relative;z-index:1;padding-top:85px;padding-bottom:90px}.picture-hero.compact .hero-copy{padding-top:35px;padding-bottom:35px}.picture-hero.compact h1{font-size:clamp(2.3rem,4vw,3.5rem)}.picture-hero.compact .intro{margin-top:14px;font-size:1rem}.picture-hero h1{font-size:clamp(2.8rem,5.5vw,5.7rem);line-height:1.08;max-width:910px;text-wrap:balance}.picture-hero .intro{font-size:clamp(1.06rem,1.5vw,1.27rem);line-height:1.65;max-width:675px;margin-top:27px;color:#f5f7f7}.picture-hero .eyebrow{color:#f2c9c7;margin-bottom:25px}.picture-hero .button{box-shadow:0 8px 30px #001d32aa}.picture-hero .hero-secondary{color:white;border-bottom:1px solid #ffffffa9;padding-bottom:5px;font-weight:700}.picture-hero .hero-secondary:hover{color:white}.visual-credit{position:absolute;right:12px;bottom:10px;background:#00375390;color:white;font-size:.65rem;padding:3px 6px}
.editorial-pair{display:grid;grid-template-columns:.95fr 1.05fr;gap:9vw;align-items:start}.editorial-pair h2{font-size:clamp(2.1rem,3.45vw,3.8rem)}.editorial-pair p,.trust-rows p,.story-columns p,.quiet-links p,.final-invite p,.personal-band p,.buyer-band p{font-size:1.05rem;line-height:1.78;color:#3f5663}.editorial-pair p+p{margin-top:18px}.editorial-pair .text-link,.editorial-pair .button{margin-top:26px}.editorial-heading{max-width:820px;margin-bottom:30px}.editorial-heading h2{font-size:clamp(2.2rem,3.6vw,3.9rem)}.trust-rows{margin:25px 0 28px}.trust-rows article{display:grid;grid-template-columns:82px minmax(0,1fr);gap:25px;border-top:1px solid #bfcdd2;padding:30px 0;max-width:1050px}.trust-rows article:last-child{border-bottom:1px solid #bfcdd2}.trust-rows span{color:#ae3439;font-weight:800}.trust-rows h3{font-size:clamp(1.35rem,2.1vw,2rem);margin-bottom:9px}.trust-rows p{max-width:790px}.story-columns{display:grid;grid-template-columns:repeat(3,1fr);gap:38px}.story-columns article{border-top:3px solid #b43b3f;padding-top:24px}.story-columns h2{font-size:1.8rem;margin-bottom:15px}.personal-band{display:grid;grid-template-columns:minmax(180px,260px) minmax(0,1fr);gap:7vw;align-items:center;max-width:1060px;margin:auto}.personal-band img{width:100%;height:260px;object-fit:cover;object-position:center 30%;border-radius:2px}.personal-band h2{font-size:clamp(2rem,3.4vw,3.5rem);margin-bottom:20px}.personal-band.about{max-width:1190px;grid-template-columns:minmax(220px,320px) minmax(0,1fr)}.personal-band.about img{height:320px}.buyer-band{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:50px;align-items:center;background:#003753;color:#fff;padding:55px 60px}.buyer-band h2{max-width:770px}.buyer-band p{color:#e0eaee;max-width:760px}.buyer-band .eyebrow{color:#f4c9c5}.buyer-band .text-link{color:white}.buyer-band .actions{flex-direction:column;align-items:flex-start}.quiet-links{display:grid;grid-template-columns:1fr 1fr;gap:8vw}.quiet-links>div{max-width:560px}.quiet-links h2{font-size:clamp(1.7rem,2.7vw,2.6rem);margin-bottom:15px}.quiet-links .text-link{margin-top:20px}.final-invite{display:flex;gap:55px;justify-content:space-between;align-items:center}.final-invite>div{max-width:750px}.final-invite h2{font-size:clamp(2.1rem,3.5vw,3.8rem);margin-bottom:15px}.final-invite .actions{margin-top:0}.region-source{max-width:850px;margin:auto}.region-source h2{margin-bottom:22px}.region-source p{margin-bottom:17px}.region-source a:not(.text-link){text-decoration:underline;color:#003753}.valuation-section{padding:45px 0 65px;background:#f4f6f7}.valuation-intro{display:flex;align-items:end;justify-content:space-between;gap:50px;margin-bottom:24px}.valuation-intro h2{font-size:clamp(1.8rem,2.8vw,2.8rem)}.valuation-intro p:last-child{max-width:410px;color:#49606e;font-size:.88rem}.valuation-section iframe{display:block;width:100%;height:1130px;border:1px solid #d2dde2;background:#fff}.valuation-fallback{font-size:.82rem;color:#48616f;margin-top:14px}.valuation-fallback a{text-decoration:underline}.reference-list{display:grid;gap:30px}.reference-card{display:grid;grid-template-columns:300px 1fr;gap:40px;background:white;align-items:center}.reference-card img{width:100%;height:230px;object-fit:cover}.reference-card h2{font-size:1.8rem}.reference-card p{margin:12px 0}.reference-empty{max-width:760px}.reference-empty h2{margin-bottom:18px}
@media(max-width:1050px){.nav{gap:9px}.nav>a:not(.button){font-size:.72rem}.nav .button{font-size:.73rem;padding:10px 12px}.story-columns{gap:22px}}
@media(max-width:900px){.picture-hero{min-height:650px;background-position:60% center}.picture-hero.compact{min-height:320px}.editorial-pair,.quiet-links,.buyer-band{grid-template-columns:1fr}.story-columns{grid-template-columns:1fr}.personal-band,.personal-band.about{grid-template-columns:180px 1fr;gap:30px}.personal-band img,.personal-band.about img{height:190px}.buyer-band{padding:38px}.buyer-band .actions{flex-direction:row}.valuation-intro{display:block}.valuation-intro p:last-child{margin-top:15px}}
@media(max-width:580px){.picture-hero{min-height:650px;background-position:62% center}.picture-hero .hero-copy{padding-top:65px;padding-bottom:70px}.picture-hero h1{font-size:clamp(2.45rem,10vw,3.6rem)}.picture-hero .intro{font-size:1rem}.picture-hero .actions{align-items:flex-start}.picture-hero .button{width:100%}.picture-hero.compact{min-height:250px}.picture-hero.compact .hero-copy{padding-top:35px;padding-bottom:35px}.picture-hero.compact h1{font-size:2.1rem}.picture-hero.compact .intro{margin-top:12px}.trust-rows article{grid-template-columns:38px 1fr;gap:12px}.personal-band,.personal-band.about{grid-template-columns:1fr}.personal-band img,.personal-band.about img{width:170px;height:170px}.buyer-band{padding:30px 22px}.buyer-band .actions{flex-direction:column}.final-invite{display:block}.final-invite .button{margin-top:24px}.valuation-section iframe{height:1120px}.reference-card{grid-template-columns:1fr}.reference-card img{height:220px}}

/* POSITIONING EDITION */
.service-links{display:grid;grid-template-columns:1fr 1fr;gap:30px}
.service-links>a{display:flex;flex-direction:column;align-items:flex-start;padding:30px 0;border-top:2px solid #b43b3f;text-decoration:none}
.service-links h2{font-size:clamp(1.5rem,2.3vw,2.2rem);margin-bottom:16px}
.service-links p{font-size:1rem;line-height:1.75;color:#3f5663;max-width:48ch}
.service-links span{font-weight:700;margin-top:20px;border-bottom:1px solid #b43b3f}
.editorial-pair>div>h2+p,.editorial-pair>div>p+h2{margin-top:22px}
.personal-band p+p{margin-top:17px}.contact-buyer{margin-top:30px!important}
.nav>a:not(.button),.nav .button{font-size:.875rem}.nav{gap:15px}
.visual-credit{font-size:.75rem}.article-meta,.small{font-size:.875rem}
.article-next h2{font-size:1.8rem}.article-next p{font-size:1rem;font-weight:400}
.region-source .small{font-size:.875rem;line-height:1.75}
.service-links>a:focus-visible,.text-link:focus-visible,.button:focus-visible{outline:3px solid #b43b3f;outline-offset:6px}
@media(max-width:1150px){.menu{display:block}.nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;padding:26px;box-shadow:0 12px 25px #00375322;flex-direction:column;align-items:stretch;gap:10px;max-height:calc(100svh - 90px);overflow-y:auto}.nav.open{display:flex}.nav>a:not(.button),.nav .button{font-size:1rem;padding:10px 14px}}
@media(max-width:700px){.service-links{grid-template-columns:1fr}.picture-hero h1{overflow-wrap:break-word}.picture-hero .intro{max-width:36ch}.service-links>a{padding:25px 0}.editorial-pair{gap:28px}}

/* Reference gallery: facts below each original expose image. */
.reference-list{grid-template-columns:repeat(3,minmax(0,1fr));gap:38px 28px;align-items:stretch}.reference-card{display:flex;flex-direction:column;gap:0;align-items:stretch;border:1px solid #dce4e7;min-width:0}.reference-card figure{margin:0;background:#eef1f2}.reference-card img{display:block;width:100%;height:auto;aspect-ratio:4/3;object-fit:contain}.reference-details{padding:22px 24px 28px}.reference-card h2{font-size:clamp(1.25rem,1.8vw,1.6rem);line-height:1.25;margin:9px 0 18px}.reference-card .eyebrow{font-size:.7rem;margin:0}.reference-facts{list-style:none;padding:0;margin:0;border-top:1px solid #e0e7ea}.reference-facts li{padding:9px 0;border-bottom:1px solid #e0e7ea;font-size:.94rem;line-height:1.45;color:#3f5663}.reference-note{font-size:.85rem;max-width:850px;margin-top:35px;color:#49606e;line-height:1.65}@media(max-width:1050px){.reference-list{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:650px){.reference-list{grid-template-columns:1fr}.reference-details{padding:22px}.reference-card h2{font-size:1.45rem}.reference-card img{height:auto}}
.reference-card figure{position:relative}.reference-visual-note{position:absolute;right:5px;bottom:4px;background:none;color:#111;font-size:.4rem;font-weight:400;line-height:1;text-shadow:0 0 1px #fff}
.legal-page{max-width:900px;line-height:1.75}.legal-page h1{margin-bottom:25px}.legal-page h2{font-size:1.5rem;margin:34px 0 9px}.legal-page p{margin:10px 0}.privacy-dialog[hidden]{display:none}.privacy-dialog{position:fixed;z-index:1000;bottom:20px;left:20px;width:min(620px,calc(100vw - 40px));max-height:calc(100dvh - 40px);overflow:auto;background:#fff;border:1px solid #aebfc8;box-shadow:0 16px 48px #00263845;padding:25px;color:#003753}.privacy-dialog h2{font-size:1.45rem;line-height:1.25;margin:0 0 10px}.privacy-dialog p{font-size:.92rem;line-height:1.6;margin:0 0 12px}.privacy-dialog a{text-decoration:underline}.privacy-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:16px}.privacy-actions .button{flex:1;min-width:180px;font-size:.88rem}.privacy-actions .button.outline{background:#fff}.privacy-settings{background:none;border:0;padding:0;color:inherit;text-decoration:underline;cursor:pointer;font:inherit}@media(max-width:600px){.privacy-dialog{bottom:0;left:0;width:100vw;max-height:75dvh;padding:20px}.privacy-actions{flex-direction:column}.privacy-actions .button{width:100%;min-width:0}}

.review-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:32px}.review-grid article{border-top:3px solid var(--red);padding-top:24px}.review-grid p{margin:14px 0 20px;color:#3f5663}.review-copy{max-width:900px;display:grid;gap:38px}.review-copy h2{margin-bottom:12px}.review-copy p{color:#3f5663}.review-embed{background:#fff;border:1px solid #d2dde2;padding:28px}.review-embed p{max-width:850px}.review-embed button{margin:20px 0}.review-embed iframe{margin-top:18px}@media(max-width:700px){.review-grid{grid-template-columns:1fr}.review-embed{padding:20px}}
/* HANSA FINAL PRESENTATION */
.header{background:#fff}
.trust-rows+.article-next{max-width:760px;margin-top:36px}
.trust-rows+.article-next h2{max-width:25ch}
.trust-rows+.article-next p{max-width:62ch}
[data-ai-credit]{position:absolute;right:7px;bottom:6px;background:none;color:#111;font-size:.6rem;font-weight:500;line-height:1.2;letter-spacing:0;padding:0;box-shadow:none;border:0;text-transform:none;text-shadow:0 0 2px #fff,0 0 4px #fff}
@media(max-width:700px){.trust-rows+.article-next{max-width:100%}.legal-page h1,.knowledge-hero h1{hyphens:auto;overflow-wrap:anywhere}.knowledge-layout,.knowledge-layout a{min-width:0;overflow-wrap:anywhere}}
/* HANSA CONTACT REQUEST */
.contact-request{margin-top:32px;padding:28px;background:#f3f7f8;border-left:3px solid #b43b3f;scroll-margin-top:125px}
.contact-request h3{font-size:1.4rem;margin:0 0 12px}
.contact-request p{margin:12px 0 0;color:#3f5663}
.contact-request .actions{margin:22px 0}
.contact-request .small{font-size:.85rem;line-height:1.6}
.contact-request .small a{text-decoration:underline}
@media(max-width:700px){.contact-request{padding:20px}.contact-request .actions{display:flex;flex-direction:column;align-items:stretch}.contact-request .actions a{justify-content:center}}

/* Seller situations and qualified valuation */
.topic-hero{background:#edf3f4;padding:clamp(3rem,7vw,6rem) 0}.topic-hero .wrap{max-width:980px}.topic-hero h1{max-width:900px}.topic-hero .intro{max-width:800px}.topic-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(250px,340px);gap:clamp(2rem,5vw,5rem)}.topic-layout h2{margin-top:2.5rem}.topic-layout h2:first-child{margin-top:0}.topic-steps{padding-left:1.4rem}.topic-steps li{padding:.55rem 0;line-height:1.65}.topic-aside{align-self:start;background:#f1f5f5;padding:1.5rem}.topic-aside h2{font-size:1.35rem;margin-top:0}.topic-grid,.owner-topic-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;margin-top:2rem}.topic-grid article{background:#fff;padding:1.5rem;border-top:2px solid #b33e41}.topic-grid h3{margin-top:0}.topic-sources{padding-left:1.3rem}.topic-sources li{margin:.5rem 0}.intake-form{max-width:960px;margin:2rem 0;padding:2rem;background:#f4f7f7}.intake-form fieldset{border:0;padding:0;margin:0 0 1.5rem}.intake-form legend{font-size:1.3rem;font-weight:700;margin-bottom:.7rem}.intake-form fieldset label{display:block;margin:.65rem 0}.intake-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.2rem}.intake-grid label{display:flex;flex-direction:column;gap:.4rem;font-weight:600}.intake-grid input,.intake-grid select{width:100%;min-height:3rem;padding:.55rem;border:1px solid #96a9b2;background:white;color:#003753;font:inherit}.intake-form input[type=checkbox],.intake-confirm input{accent-color:#b33e41;transform:scale(1.15);margin-right:.5rem}.intake-form .small{max-width:850px}.intake-status{min-height:1.5rem}.intake-confirm{display:block;margin:1rem 0 1.5rem}@media(max-width:750px){.topic-layout,.topic-grid,.intake-grid{grid-template-columns:1fr}.intake-form{padding:1.2rem}}
/* HANSA SELLER TOPIC DEPTH */
.topic-layout>div{min-width:0}.topic-layout>div>h2,.topic-decision h2,.topic-condition h2,.topic-outlook h2{font-size:clamp(1.7rem,2.7vw,2.25rem);line-height:1.22;max-width:100%;overflow-wrap:normal;hyphens:auto}.topic-layout p{line-height:1.7}.topic-decision,.topic-condition,.topic-outlook{margin:42px 0 48px;min-width:0}.topic-decision .eyebrow,.topic-condition .eyebrow,.topic-outlook .eyebrow{margin-bottom:10px}.topic-decision h2,.topic-condition h2,.topic-outlook h2{margin:0 0 18px}.topic-decision-grid,.topic-outlook-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:26px 0}.topic-decision-grid article,.topic-outlook-grid article{min-width:0;padding:20px;border:1px solid #d8e2e6;background:#fff;border-top:3px solid #b33e41}.topic-decision-grid h3,.topic-outlook-grid h3{font-size:1.15rem;line-height:1.35;margin:0 0 12px;color:#003753}.topic-decision-grid p,.topic-outlook-grid p{font-size:.96rem;line-height:1.65;margin:0}.topic-outlook-grid p+p{margin-top:12px}.topic-condition-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:24px 0}.topic-condition-grid article{min-width:0;background:#eff4f5;padding:17px 18px}.topic-condition-grid strong{display:block;color:#003753;margin-bottom:6px}.topic-condition-grid span{font-size:.93rem;line-height:1.55}.topic-condition h3{font-size:1.25rem;margin:26px 0 8px}.topic-boundary{padding:18px 20px;border-left:3px solid #b33e41;background:#f3f6f6;font-size:.92rem}.topic-sources{columns:2;column-gap:30px}.topic-sources li{break-inside:avoid}@media(max-width:1050px){.topic-layout,.topic-decision-grid,.topic-outlook-grid{grid-template-columns:1fr}.topic-aside{max-width:100%}}@media(max-width:700px){.topic-condition-grid{grid-template-columns:1fr}.topic-decision,.topic-condition,.topic-outlook{margin:34px 0}.topic-sources{columns:1}}

.topic-depth-layout{display:block;max-width:1050px}.topic-depth-layout .topic-aside{margin-top:50px}
/* HANSA SERVICE DEPTH */
.service-content{max-width:1100px}.service-content h2{margin:46px 0 15px;max-width:24ch}.service-content h3{margin:0 0 12px;font-size:1.35rem}.service-content p,.service-content li{line-height:1.7;color:#3f5663}.service-content p{max-width:78ch}.service-lead{max-width:850px}.service-lead h2{margin-top:6px}.service-lead p{font-size:1.13rem}.service-columns,.service-checks{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:25px;margin:30px 0}.service-columns article,.service-checks article{border-top:2px solid #b43b3f;padding:23px 22px;background:#f5f7f8;min-width:0}.service-checks article{background:#fff;border:1px solid #d6e0e4;border-top:3px solid #b43b3f}.service-note{border-left:3px solid #b43b3f;background:#f5f7f8;padding:20px 25px;margin:32px 0;line-height:1.7;color:#244455}.service-content a:not(.button){text-decoration:underline;text-underline-offset:3px}.service-steps{counter-reset:service;list-style:none;padding:0;display:grid;gap:14px;margin:26px 0}.service-steps li{counter-increment:service;display:grid;grid-template-columns:42px minmax(0,1fr);column-gap:20px;border-bottom:1px solid #d6e0e4;padding:14px 0}.service-steps li:before{content:counter(service,decimal-leading-zero);color:#b43b3f;font-weight:700;grid-row:1/3}.service-steps strong{color:#003753}.service-steps span{display:block}.service-faq{display:grid;gap:10px;max-width:850px}.service-faq details{border:1px solid #d6e0e4;padding:17px 20px}.service-faq summary{font-weight:700;cursor:pointer;color:#003753}.service-faq p{margin:14px 0 0}.service-related{display:flex;flex-wrap:wrap;gap:12px 22px;margin-top:45px;border-top:1px solid #d6e0e4;padding-top:20px}.service-related strong{width:100%}.service-related a{font-size:.95rem}.service-actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px 22px;margin-top:25px}.service-actions .text-link{color:inherit}.service-end{max-width:1100px}.service-end>div{max-width:850px}.service-end h2{max-width:20ch}.service-end p{line-height:1.7}.service-end .small{font-size:.85rem}.picture-hero .service-actions .text-link{color:#fff;text-decoration:underline}.service-end a:not(.button){text-decoration:underline}@media(max-width:700px){.service-columns,.service-checks{grid-template-columns:1fr;gap:14px}.service-content h2{margin-top:36px}.service-steps li{grid-template-columns:32px minmax(0,1fr);column-gap:12px}.service-actions{align-items:stretch;flex-direction:column}.service-actions .button{width:100%;text-align:center}.service-note{padding:17px 19px}}

.privacy-option{display:flex;align-items:flex-start;gap:10px;padding:10px 0;font-size:1rem;line-height:1.4}.privacy-option input{width:20px;height:20px;flex:none;accent-color:#003753}

/* HANSA SELLER IMAGES */
.topic-hero-visual{background:#edf3f4;padding:clamp(2.4rem,5vw,4.5rem) 0}
.topic-hero-visual .topic-hero-split{max-width:1240px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.9fr);gap:clamp(28px,4vw,58px);align-items:center}
.topic-hero-copy{min-width:0}
.topic-hero-visual h1{font-size:clamp(2.45rem,4vw,3.65rem);line-height:1.1;letter-spacing:-.035em;max-width:720px;text-wrap:balance}
.topic-hero-visual .intro{font-size:clamp(1.05rem,1.5vw,1.17rem);line-height:1.65}
.topic-hero-visual .actions{display:flex;align-items:center;flex-wrap:wrap;gap:14px 22px}
.topic-hero-visual .actions .button{white-space:normal;text-align:center}
.topic-hero-image{position:relative;min-width:0;margin:0;aspect-ratio:4/3;overflow:hidden;background:#dce6e8}
.topic-hero-image img{display:block;width:100%;height:100%;object-fit:cover;object-position:center}
.topic-hero-image figcaption{position:absolute;right:8px;bottom:5px;color:#151515;background:none;font-size:9px;line-height:1;letter-spacing:0;text-shadow:0 1px 2px #fff,0 0 4px #fff;pointer-events:none}
@media(max-width:980px){.topic-hero-visual .topic-hero-split{grid-template-columns:1fr;gap:30px}.topic-hero-visual h1{max-width:780px}.topic-hero-image{aspect-ratio:16/9}}
@media(max-width:600px){.topic-hero-visual{padding:2.4rem 0 0}.topic-hero-visual .topic-hero-split{gap:28px}.topic-hero-image{aspect-ratio:4/3}.topic-hero-visual .actions{align-items:flex-start}.topic-hero-visual .actions .button{width:100%}}
/* END HANSA SELLER IMAGES */

.visual-credit{font-size:.8rem!important;padding:5px 8px!important;background:#003753ee!important}.valuation-embed{padding:24px;background:#fff;border:1px solid #d2dde2;max-width:800px}.valuation-embed iframe{display:block;width:100%;height:950px;border:0;margin-top:18px}
.visual-credit[data-ai-credit],.photo-label[data-ai-credit],.topic-hero-image figcaption,.reference-visual-note{position:absolute;right:5px!important;bottom:4px!important;color:#111!important;background:none!important;font-size:9px!important;font-weight:400!important;line-height:1!important;letter-spacing:0!important;padding:0!important;border:0!important;box-shadow:none!important;text-transform:none!important;text-shadow:0 0 2px #fff!important}

/* organic-owner-update-v2 */
.topic-guide{margin:3rem 0 1.5rem;padding:2rem;background:#f4f7f8;border-radius:1rem}.topic-guide>p{max-width:70ch}.topic-grid,.owner-topic-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.25rem;margin-top:1.5rem}.topic-group{min-width:0;background:#fff;border:1px solid #d0dce2;border-radius:.7rem;padding:1rem}.topic-group summary{list-style:none;cursor:pointer;min-height:3rem}.topic-group summary::-webkit-details-marker{display:none}.topic-group summary strong{display:block;color:#003753;font-size:1.12rem}.topic-group summary span{display:block;margin-top:.35rem;font-size:.91rem;color:#425767}.topic-list{display:block!important;padding-left:1.15rem;margin:1rem 0 0}.topic-list li{margin:.85rem 0}.topic-list a{font-weight:700}.topic-list p{margin:.2rem 0 0;font-size:.91rem;line-height:1.45}.topic-group :focus-visible,.topic-guide a:focus-visible,.quick-contact :focus-visible{outline:3px solid #b43b3f;outline-offset:3px}.topic-knowledge,.topic-contact,.owner-crosslinks,.quick-contact{margin:2rem 0;padding:1.5rem;background:#f4f7f8;border-radius:.7rem}.topic-contact .actions{display:flex;flex-wrap:wrap;gap:1rem}.quick-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.quick-contact label{display:block;font-weight:650;margin:.7rem 0}.quick-contact input,.quick-contact select,.quick-contact textarea{display:block;width:100%;min-height:44px;margin-top:.3rem;padding:.65rem;border:1px solid #647783;border-radius:.35rem;background:white;color:#102a37}.quick-contact textarea{min-height:6rem}.quick-contact .trap{position:absolute;left:-10000px}.form-status{min-height:1.5em}.form-status.error{color:#9f252b}.owner-crosslinks .wrap,.quick-contact .wrap{max-width:1100px}.regional-specialism{margin-top:1.5rem}
@media(max-width:760px){.topic-guide{padding:1rem}.topic-grid,.owner-topic-list,.quick-fields{grid-template-columns:1fr}.topic-group{padding:.8rem}.topic-group summary{min-height:48px;display:flex;flex-direction:column;justify-content:center}.topic-group:not([open])>.topic-list{display:none!important}.topic-contact .actions>*{max-width:100%}}